Have you ever found your life becoming so financially tight that you haven't had much time to spend with your loved ones? Maybe your work schedule has been very busy or perhaps you've had to make some serious budget adjustments recently due to bills, illnesses, work slowdowns or other tough times. But you would really like to find a way to have an afternoon or a weekend off to take your family someplace special. Well believe it or not, there is a way you can do just that through using auto title loans in McKinney, TX with our help and a little planning.
Before you start panicking over how you'll take out a loan with us, rest assured it is not like visiting a bank, showing the officer your loan plan and then filling out piles of paperwork. Our auto title loans in McKinney, TX are a way that you can borrow money out of your car if you own it fully. Usually you're given a loan amount that's about 1/4 of your vehicle's value, though if you have a newer vehicle that's in fantastic shape, you might even get up to half it's amount in a loan. But only your vehicle's title needs to be given to our lenders to secure the loan, and you can use the vehicle to take your family to an afternoon of fun.
We know how frustrating it can be to have to spend hours filling in loan paperwork, and even longer sometimes having to wait to know whether your loan will be approved period. But with us, we make sure your waiting period will be short and your paperwork is minimal. Our online application portion takes less than a minute to complete, and then we'll call you to have you visit our auto title loans in McKinney, TX store and have your vehicle inspected and verify a few documents with us. You can save time by having the following documents ready to go for when you come:1. A valid photo ID that's issued by the state of Texas or the federal government
Since you own the vehicle, this will probably be your driver's license. But if you'd rather use another ID such as a military ID or passport, those are also accepted.2. Your vehicle title lien-free
You need to make sure your vehicle title is clear so that nobody else has a security interest in your vehicle, and so you have more equity in it as well. If you have any liens still listed on it, you may have to see the lienholder as well as the DMV to clear them.3. One other document that shows your monthly income
Just about any document such as a paycheck, utility bill, lease or other document showing your income status can be used.
There may be reasons you do not want people to know you've applied for a vehicle title loan whether it's your family, employer or other parties. We understand this and we only notify appropriate persons if we are legally obligated to do so. But other than that, we do not even contact the credit bureaus because our title loans Fort Worth are secured and we do not need to inform them of your application or any approval decisions we make. As far as we're concerned, you do not need to disclose what you plan to use the title loan for, so as long as you repay it, you're free to use it to take your loved ones to the zoo, the beach or anywhere you want to have family time.